State Farm® Insurance Agent Buggie Dugger Jr.

"Good experience. Lydia was helpful!"

"Was extremely professional and very polite. Would definitely recommend them. Lindsay is the best!"

"Lindsay Hugli was a pleasure to work with. Very kind and knowledgeable. She answered all of my questions with confidence and clarity. I will definitely reach out to her when I need further assistance."

"I’m 25 and totally new to insurance, I had zero clue where to start. Ramona was incredibly patient and helpful—she broke everything down simply without rushing me. She found solid coverage that fit my budget and answered all my newbie questions about premiums, deductibles, and what I actually needed for my car. Made the whole process stress-free. Highly recommend for anyone young and figuring this out! She is also bilingual so I will be recommending my grandma to her."

"I had some questions regarding my multiple policies I have and I dealt with Lydia. She was very helpful and patient with me. Her knowledge was very impressive its service like this that makes me know i picked the right insurance."

"I recently worked with Ramona for quotes on my auto, home, and life insurance. She went above and beyond by not only providing competitive options but also taking the time to carefully explain each product so I could fully understand what I was getting. Instead of rushing through it, she broke everything down clearly — coverages, what was included/excluded, and how the policies would work for my situation. It made a huge difference and gave me total confidence in my decisions. If you’re looking for someone knowledgeable, patient, and truly helpful with insurance, I highly recommend her and the team. Thank you for making the process so much easier!"

"Buggie Dugger and his team at State Farm have been absolutely incredible to work with. They truly go above and beyond every single time. They take the time to thoroughly explain our policies, what everything means, and make sure we fully understand our coverage. Not only that, but they’re always looking for the best options to protect our family and ways to help us save money—which is rare to find. You can genuinely tell that our best interest is always their top priority, and it shows in every interaction we’ve had with them. They make you feel like family, not just another client, and that goes a long way. They have earned our business for life, and we love recommending them to everyone we know!"

"Buggie and his team have been the best insurance office I've ever worked with. I've been with them in California and Texas. I have two vehicle policies, 5 life insurance policies, a home, and even my business policy is through them. I would highly recommend them specifically if customer service and reliability is a concern, which should be if/when you need to file a claim."

"This office is amazing in every way possible I consider them my friends . They will go over and above, Ramona has helped me with my insurance and other stuff. I have known her over 15 years and I appreciate her knowledge."

"Lydia is the best sales representative I talked to she explained in detail my options for life insurance and was able to connect me with someone amazing to discuss the policy further. Very professional service!"

"Fantastic service from the team! Workers were informative when I was looking for insurance. Especially being my first time getting insurance"

"cannot thank you guys enough for your dedication and patience. They truly took my family's interests to heart during a difficult claim situation. Their professionalism and deep knowledge made a stressful process easy and painless. Highly recommended!""

"My grandma has been with state-farm for a long time, and now I have started to use them as my insurance, definitely great service specifically from Ramona C. She has been absolutely amazing every time we needed any assistance with insurances. Also she’s absolutely super nice and can be very understanding when it comes to explaining anything to answer any concerns or questions. - edit; This entire office staff is amazing, kind courteous and efficient. They never leave me hanging and I feel like I can count on them. I wish they could be the decision maker for every department!"

"Dear State Farm, I have had very positive experiences with Lindsay at the Buggie Duggar office in Escondido, CA. She is very responsive, very informative, thoughtful, and knowledgeable. I am so happy to work with her. Thank you, Parlin Gale (Haskell) 14305 Woods Valley Road, Valley Center, CA"

"Love these guys! These good people always have my back."

"Love the whole team so kind and thoughtful make the whole experience enjoyable!!"

"Stays on top on reminders! Amy is the best agent!"

"I am glad there are agents out there like Buggie Dugger. He truly has his policyholders best interest in mind by the way he runs his office. Looking for insurance in California, he’s your guy."

"I’ve had the pleasure of working with Ramona, and she is truly the best life insurance agent I’ve ever met. She’s knowledgeable, patient, and genuinely cares about helping clients find the right coverage to protect their families. Ramona took the time to explain everything clearly and made the whole process easy and stress-free. If you want someone trustworthy and dedicated on your side, Ramona is the one to call !!!!!!"

"I recently had the pleasure of working with Romana Carvajal. She helped my son and his wife obtain a life policy for my 8-month-old granddaughter, Sophie, in Tampa, Florida. She made the process a breeze. Ramona is friendly, knowledgeable, professional, and always ready to tackle my questions. I highly recommend Roman to anyone looking for a policy for themselves or their family. We couldn’t be more satisfied with our experience. This agency prioritizes its customers first. Thank you, Romana! -Ana"

"Buggie and his team are amazing!! They are true professionals who care about their clients. I am an estate planning attorney and I have referred many of my clients to Buggie. They always thank me and say he is the best insurance expert they have ever dealt with."

"Working with Buggie and his team you obviously get top-notch service and are well-protected. That's not the reason for a 5-star review. They care not just about the item(s) they're insuring, but the person that's insuring it. From being proactive in filling gaps in coverage to being there on a weekend to take care of paperwork. With continuous changes in life, it's so important to have a team to always grow with you."

"If you haven't talked to Buggie about your auto or home or life insurance, stop what you're doing and do it now! Buggie reviewed our policies and saved us over $1000 with our auto, home, earthquake and umbrella insurance combined. He is passionate in helping his clients and wants to make sure you are covered. Not only is Buggie Dugger a great Insurance Agent, he is committed in serving his community. Thank you Buggie and Team for helping our family with our insurance needs."

"Amazin' Service was Provided and all my questions were answered clearly. Ramona Carvajal truly went above and beyond helpin' me with coverage for my Motorcycle."

"Just wanted to take a moment to recognize Lindsay who provided most excellent customer service. She listened, was prompt and attentive, she was patient and explained everything in a professional manner, and she helped me think of options to save money. I am grateful there are still people like Lindsay who really care about their job and who really know what genuine customer service is all about. Hats off to you, Lindsay!"